About the Author

Fez Aly, ACA
Founder and author, Cashflow Forecast Templates

Fez Aly is a qualified chartered accountant with a background in finance, audit and accounting. Over more than 12 years, that work has included auditing businesses of many sizes, preparing and reviewing accounts, and helping owners understand what their numbers were really telling them.

Alongside accounting, Fez Aly founded a technology business, and experienced cash flow from the other side: planning payroll around customer payments, deciding when a hire was affordable, and working out how long the money would last. Cashflow Forecast Templates brings those two perspectives together, and grew out of a long-standing personal interest in finance and a belief that good cash flow tools shouldn’t be reserved for businesses with a finance team.

What Fez Aly brings to this site

• Professional training in accounting and audit, which shapes how every template is structured and checked.
• Hands-on experience of running a business, which shapes how guides are written: practical, direct and focused on decisions owners actually face.
• A tester’s mindset from audit: every formula, example and worked calculation on this site is checked before it’s published.

How guides are written and reviewed

Every guide on Cashflow Forecast Templates is written or reviewed by Fez Aly. Each one:

• answers its question directly in the first paragraph
• uses worked examples with the arithmetic checked
• links to related guides and to the templates that put the method into practice
• is reviewed and updated regularly, with the update date shown at the top

Guides explain general methods and principles. They aren’t tailored financial, tax or legal advice; for decisions about your own business, speak to a qualified adviser who knows your circumstances.

Areas of focus

Cash flow forecasting, 13-week and 12-month forecasts, working capital and the cash conversion cycle, budgeting and variance analysis, forecasting for lenders and investors, and industry-specific cash management, from construction and restaurants to SaaS and nonprofits.

Transparency

Cashflow Forecast Templates sells premium cash flow forecast templates. The free guides are written to be useful on their own, whether or not you ever buy a template, and paid products are always clearly labelled.

Contact

Email hello@cashflowforecasttemplates.co.uk with questions, corrections or ideas for future guides. You can also read more about Cashflow Forecast Templates.