Restaurant Cash Flow Forecast Template

What’s inside

• 13-week weekly forecast linked to a 12-month monthly view and 3-year outlook
• Cash in lines ready to use: Dine-in sales, Takeout and delivery app payouts, Catering and private events, Gift card sales
• Cash out lines ready to use: Food purchases, Beverage and alcohol purchases, Hourly payroll and tips payout, Rent and CAM charges
• Best, expected and worst case scenarios with one switch
• Actual vs forecast tracker with variance highlighting
• Dashboard: lowest balance, runway, buffer alerts and charts
• Loan, tax and one-off payment schedules
• Start-here tab with a filled-in Restaurant example
• Excel (.xlsx) and Google Sheets versions

Who it’s for

Built around daily card settlements, weekly food and beverage purchases, tip payouts and the seasonal swings every restaurant lives with. The template is built for owners, managers and bookkeepers of restaurant businesses who want a forecast that already speaks their language, rather than a generic spreadsheet they have to rebuild.

What’s inside

• Start Here: setup steps, colour key and a guide to every tab.
• Dashboard: cash today, the lowest balance in the next 13 weeks and 12 months, weeks below your buffer, runway, actual vs forecast and two charts.
• Settings: start date, bank balance, minimum buffer, currency, the expected / best / worst case switch and 3-year growth rates.
• Food & Card Costs: food, beverage, delivery commissions and card fees as a percentage of the sales they come from.
• 13-Week: weekly receipts and payments for the next quarter, with automatic week dates and buffer warnings.
• 12-Month: the monthly forecast for the year, with a check row that compares it with the 13-week view.
• 3-Year: an annual outlook built from the 12-month forecast and your growth rates.
• Actuals: what really happened each month, typed in from your bank statement or accounts.
• Variance: actual minus forecast for every line, in green and red, with year-to-date totals.

How the Food & Card Costs tab works

The Food & Card Costs tab calculates food cost at 29% of dine-in sales, takeout and delivery app payouts and catering and private events, beverage cost at 24% of bar sales, delivery app commission at 20% of takeout and delivery app payouts and card processing fees at 2.5% of dine-in sales and bar sales. Change a percentage once and every month of the forecast updates, so costs rise and fall with the sales that drive them.

Green numbers on the 12-Month tab come from these calculations. You can change the assumptions on the tab, or type over a green cell if you’d rather enter a figure yourself.

Cash lines already in place

Cash in: dine-in sales, takeout and delivery app payouts, catering and private events, gift card sales and bar sales. Cash out: food purchases, beverage and alcohol purchases, hourly payroll and tips payout, rent and cam charges, utilities, delivery app commissions, equipment repairs, licences and permits and card processing fees. Rename any line, or insert a row inside a section and the totals include it.

Set up in about 20 minutes

1. On Settings, enter the start date, today’s bank balance and your minimum cash buffer.
2. On the Food & Card Costs tab, replace the example assumptions with your own.
3. Enter the remaining cash in and cash out lines on the 12-Month and 13-Week tabs, in the period each amount actually moves.
4. Check the Dashboard for your lowest balance and any red weeks or months.
5. At each month end, type actual figures on the Actuals tab and review the Variance tab.

Excel, Google Sheets and delivery

The workbook is a standard .xlsx file with no macros or external links, tested in Excel and Google Sheets. After payment you get an instant download link on screen and by email, plus a quick-start PDF. For background on the method, read the Restaurant cash flow guide or how to make a cash flow forecast.